OnPoint Community Credit Union Job - 33069998 | CareerArc
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Company: OnPoint Community Credit Union
Location: Portland, OR
Career Level: Entry Level
Industries: Banking, Insurance, Financial Services


Job Title

Mortgage Underwriter II
Location :


2701 NW Vaughn St. Ste 800
Job ID


Regular Full-Time
Job Post Information* : Posted Date

Job Post Information* : External Company Name

OnPoint Community Credit Union
Job Post Information* : External Company URL

Location : Postal Code

Job Post Information* : Post End Date




  • High school diploma or equivalent.
  • Minimum of 3-5 years experience working in real estate origination, operations, servicing, quality control or other real estate underwriting.


  • Underwrites mortgage loans in accordance with OnPoint and/or Agency secondary marketing guidelines and approval limits.
  • Monitors work queues to ensure compliance with established Service Level Agreements.
  • Handles escalated files in a timely manner.
  • Prepares all forms of approval and declination that are sent to members.
  • Maintains and provides current information on investor or underwriting changes.
  • Prepares documents of approval and declination that are sent to members.
  • Reviews appraisals, condos and inspections for collateral acceptability.  
  • Assists in coordination and review of any loan requested for investor audit.
  • Accurately interprets and train others in investor guideline changes for all product offerings.
  • Supports in mentoring with our Operations partners.
  • Maintain program fact sheets for all product offerings.
  • Reviews acceptability and efficiency of all processes within area, and works with manager to implement changes as appropriate.
  • Perform other projects or duties as assigned.

Knowledge, Skills and Abilities:

  • Demonstrated advanced understanding of all areas relating to mortgage transactions with specific emphasis on credit and collateral underwriting.
  • Proficiency in operating Agency loan origination automated underwriting systems (DU and LP)
  • Sound administrative skills.
  • Effective and strong interpersonal communication skills and ability to organize and disseminate information.
  • Ability to perform detailed tasks accurately and efficiently.
  • Ability to coordinate and prioritize workload.
  • Ability to communicate professionally and effectively.

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