Amplify Credit Union Job - 32439592 | CareerArc
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Company: Amplify Credit Union
Location: Austin, TX
Career Level: Entry Level
Industries: Banking, Insurance, Financial Services

Description

WHY WORK FOR AMPLIFY?

Why might you want to work with us?  Here are some direct quotes from some of our closer team members:

"As a Closer at Amplify we work independently and as a team and our leadership team here is very unique and supportive. Their dedication to insure a healthy work/family life balance is a breath of fresh air. "

"The people and culture are definitely the best at Amplify over anywhere I have ever worked.  It also meant a lot to be included in Amplify events in Austin being a remote employee. It really made me like part of Amplify and allowed me to really meet other co-workers face to face. I didn't feel like just another number, as a remote employee. "

Here are some other reasons you might want to make a move:

  • Our Real Estate Lending division is very dynamic and growing every year, which means there are opportunities for advancement and expanding your expertise by moving into different areas of Real Estate Lending.  If you are feeling stagnant with your current employer, you should really consider Amplify.
  • Stability.  Being employed in the mortgage industry can feel like riding a rollercoaster.  One month things are booming and you're working at full capacity, the next month business falls off and you get laid off.  At Amplify, you are insulated from that.  In fact, we've never had a lay off in our Real Estate division.
  • We have a great benefit plan and our benefits kick in on the first of the month following date of hire.
  • Our incentive plan is competitive.
  • This position is eligible for 100% remote work even post-COVID.
  • Our PTO plan rolls from year to year and you can accrue up to 320 hours before you are capped, but we also offer PTO cash out - you can cash out accrued PTO each month, as long as you maintain a balance of at least 40 hours.

 

Interested?  Read on!

 

THE ROLE
The primary responsibility of this role is to successfully close and disburse real estate mortgage and home equity loans.

THE RESPONSIBILITIES

Performs Pre-Closing review of loan documents and data entered into Loan Operating System for data integrity and uniformity

Manages personal pipeline of assigned loans to ensure loan is progressing in necessary manner in order to close and disburse as scheduled and within prescribed service level agreements

Prepares Closing Disclosure and delivers to the member(s) in accordance with program guidelines, Underwriting conditions, and TRID requirements

Coordinates with title agent to ensure all fees on the Closing Disclosure are captured, accurate, and balanced (Retail and TPO channels of business only)

Orders closing packages from approved Attorney(s) for portfolio and correspondent first and second lien mortgage loans

Prepares closing packages for Home Equity channel of business; completes the closing and funding process on all Home Equity loans, which may include:  internally transferring money to proper accounts, ensuring that any required loan payoffs are completed, preparing checks, and preparing internal wire requests when necessary

Audits closing documents to check for accuracy and assembles documents for delivery to the title company or notary for closing

Exercises judgment in ensuring all prior-to-document and prior-to-funding underwriting conditions are met with accuracy prior to authorizing disbursement

Performs Due Diligence tasks including (but not limited to) MERS Public Records search and Verbal Verification of Employment prior to loan consummation

Reviews a prescribed list of signed closing documents for completeness and authorizes disbursement

Prepares wire requests for mortgage loan funding

Assists the Post Closer as necessary by delivering a prescribed list of executed closing documents to Servicing Department within 24 hours of funding

May provide notary services for completion of real estate mortgage loan documents



Requirements

THE QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience
High school diploma or GED. Bachelor's degree in business or related field preferred. Minimum of 1 year of recent mortgage closing experience is required. Must be proficient in preparation and review of GFE, LE, HUD-1 Settlement Statement, and Closing Disclosure. Title Insurance experience and proficiency in reviewing Automated Underwriting Systems findings is preferred, but not required.   

Certificates, Licenses, Registrations
Must be bondable. Active Notary in the state of Texas preferred, but not required.

Software & Equipment Requirements
To perform this job successfully, an individual should have knowledge and be efficient with the use of a personal computer, Microsoft Office Outlook, Microsoft Word and Excel, Adobe Acrobat; Proficiency in reviewing Automated Underwriting Systems Findings is preferred, but not required. 

Prior experience with the following applications preferred but not necessary: Encompass360 Bankers Edition and working in a paperless file environment.

Other Qualifications
Must be willing to work overtime when required.

Must be highly detail oriented. Must have: excellent written and verbal communication skills; excellent judgment skills to make quick decisions within written policy and standard operating procedures; the ability to present a professional and personable disposition to members and staff; the ability to handle daily routine with moderate freedom to interpret and act upon various situations with minimal supervision.

Must possess understanding of the following regulations: HMDA, Regulation Z, Regulation B, FNMA, TILA/RESPA Integrated Disclosure, rules and processes. Must have knowledge of sales of mortgage loans into the secondary market and knowledge of Texas Constitution requirements as they pertain to Home Equity real estate financing.  Must have or be able to quickly obtain: knowledge of investor delivery requirements and reconciliation; knowledge of credit union's products and services, policies, and the Federal Credit Union Act including bylaws and regulations that apply to federally chartered credit unions; knowledge of state and federal NCUA regulations.

Location
This position is located in our offices at Parmer Lane and MoPac Expressway (Loop 1).  Click here to view the location.

NOTE:  This position is eligible to work 100% remote.

Starting Pay 
This position is paid on an hourly basis and is eligible for overtime.  Pay is commensurate with experience. This position is eligible for a monthly incentive plan.

Benefits 
Amplify offers full time employees many benefits, including: medical/dental/vision insurance effective the first of the month following hire, tuition reimbursement, 401(k) plan, profit sharing, paid time off, paid time off to volunteer in the community, paid holidays, on-site workout room and showers (Parmer location), opportunities for advancement, and a friendly, open work environment. 

To learn more about our benefits, click here.

Team Member Testimonials 
Click here to read about some of your potential coworkers and why they enjoy working at Amplify.

Want to learn more?  Check out these videos:

Longevity @ Amplify

Career Development @ Amplify

Recognition @ Amplify

Leadership @ Amplify

Culture @ Amplify

Amplify Named 2019 Top Workplace


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